Car Accidents and Dealing With The Insurance Company

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Regardless of the Insurer, the Odds That Your Injury Claim Will be Initially Denied Can be High

Many auto liability insurers will find any excuse to cancel a customer’s policy once they are involved in an injury-related accident. And though we don’t encourage “profiling,” we have noticed the connection between such arbitrary insurance cancellation and the size of the Yellow Page display ad the insurer buys: the bigger the ad, the flimsier the coverage. Many cancel for no stated reason or say that the monthly premium payment didn’t arrive before the wreck was reported, even if it did arrive during the state-mandated 10 day grace period from the due date.car accident lawyers

The Texas Department of Insurance keeps records on how insurance companies honor claims in our state. And they’ve recently revealed some very sobering data. One Texas minimum coverage insurer took in over $271 million in premiums in one year. But it has a claims complaint index that is two-and-a-half times higher than the state complaint average. Another minimum coverage insurer took in $575 million and had a complaint index of nearly four times over the state average. The TDI also has a “Top 10” hit-list of insurers that have the highest total complaints when it comes to handling claims. more on this website

A recent analysis of the Insurance Department’s consumer complaint figures showed that 11 of the 25 largest auto insurers in the state, all of whom are supposed to be underwriting over 100,000 policies, had a complaint index that was above average. Complaints that drivers filed with the state included such practices as delays in processing claims, “low-ball” settlement offers, outright denial of legitimate claims, and other liability disputes.

Another favorite trick of some insurance companies in denying an injured claimant is for an adjuster for the company to tell the injured party that if the claim isn’t paid, the person will have to hire a lawyer and will probably wind up with little money for their trouble. At that point, the driver feels forced to take 50 cents on the dollar (or less) of the original damage claim. This excuse is patently false! But since the driver probably hasn’t talked to an experienced auto accident attorney, he’s probably unaware of this fact, feels that he’s alone against the big bad insurance company, and accepts the substandard offer. In one year, Texas consumers filed more than 6,600 complaints against auto insurers in Texas. More than half were filed by drivers who said they were not at fault in an accident but still had trouble getting an insurer to pay their claim. auto accident and insurance claims

And a high percentage of these denials come from insurance companies that do business in Texas but are headquartered in another state; who then maintain they are subject to the insurance laws of the state in which they are incorporated, not the states in which they do business. So if you’re dealing with an adjuster in another state, this action could be a clue that the insurance company might deny your claim.

Put our years of experience to work for you. If you want to know what your rights are, how to proceed with your claim, and how much compensation you can secure from your auto accident case, call our Law Firm now for a free consultation and find out how we can help you.

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Speeding Ticket Attorneys

Speeding Ticket Attorneys

I was driving in Texas, on a 25 mph residential road. I honestly have no idea how fast I was going, it was really dark, no cars on the road, I had no reference objects, driving a smooth comfortable car. I passed a cop who was stopped, and he ticketed me for 40mph in a 25, not stating on the ticket any equipment used, so I assume he just estimated. speeding ticket attorneys
Should I at least go to court just to ask how he knows I was speeding? I’m not really fighting, saying “I wasn’t speeding” I just simply didn’t know my speed, and I want to press this issue because it’s a lotta money! I sort of want to call or write him at the station and ask him how he knew I was speeding, or just ask for mercy without admitting guilt. Then at least go to court. I simply don’t have the money to pay, and they want it by 12 days (10 days if I mail it) I can’t make 5 by then. More about Speeding Ticket Attorneys San Antonio
the fact that it was dark and there were no other cars to gauge is relevant (though not a legal defense) because I could either monitor my speed on the dash or watch the winding road which I was unfamiliar with. Personally, I like not running off the road when it’s pitch black.
It looks like people are ignoring the fact that there was NO RADAR used in this ticket, so I can’t question the radar.

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Personal Injury Lawyers – Texas 18 Wheeler Accident Attorneys

Texas 18 Wheeler Accident Attorneys

If you or a family member have been seriously or have died as a result of an accident involving an 18 wheeler or other heavy truck, our firm, a top-rated Texas law firm, can help.

Accidents involving heavy trucks can and do cause catastrophic injuries both to the occupants of the truck, to those in other vehicles, and to pedestrians. Such injuries may include brain and head injuries, spinal cord injury, spinal vertebra injury, paralysis, including paraplegia and quadriplegia, other spinal injuries, burns or other burn-related injuries, or even death.
We represent persons severely injured and surviving family members of persons killed by the negligence of truck drivers, operators, owners, maintenance personnel and other persons or entities (other than the truck manufacturer) who are responsible for the truck.18 wheeler accident attorneys

Contact our experienced 18 wheeler truck accident injury lawyers today to discuss your matter. Our attorneys meet with potential clients free of charge and work on contingency. We do not charge any attorneys’ fees until a settlement is reached or a favorable trial verdict is won. More information here @ https://lawyers-pi.com

Whether you have been seriously injured or are a family member of the injured person, our legal team can help you cope with the ordeal by helping you to recover damages from the party responsible for the injuries. You or your family member may be able to recover monetary damages to compensate for all necessary medical care, past, and future, that is related to the injury. In addition, the injured person, and in some cases, the injured person’s family members, may be able to recover compensation for other losses resulting from the injuries, including damages for lost wages or other income, pain and suffering, mental anguish, disfigurement, and physical impairment. However, early and thorough case evaluation is very important to the development of your 18 wheeler truck accident case. So, please don’t hesitate. Contact us to discuss your matter as soon as possible.

Rest assured that, if you partner with our firm, you will have a highly skilled team of professionals on your side.
Our firm is recognized among the best law firms in the country in the U.S. News – Best Lawyers “Best Law Firms” rankings as a Tier 1 – Best Law Firm. The firm is also AV-rated by the esteemed Martindale-Hubbell® lawyer rating system, which represents the highest rating given in both legal ability and professional ethics. Our firm is led by three experienced trial lawyers, a senior partner who is a Texas Super Lawyer,* a partner who has been identified as one of Texas’ Preeminent Women Lawyers, and a partner who has been selected as a Texas Super Lawyer Rising Star.**

Our talented team of professionals provides injured persons and their families with the highest quality legal representation in high-stakes heavy truck accident cases. Our attorneys have handled cases involving every imaginable type of heavy truck accident, including those involving 18 wheelers (also known as big rigs, semi-trucks, tractor-trailers, truck tractors, tanker trucks, and heavy trucks). Our law firm also offers those injured in 18 wheeler accidents something that most other plaintiff’s firms cannot.truck accident attorneys
Our legal team’s unparalleled experience on the defense side of 18 wheeler accident cases. Our attorneys have successfully represented some of the country’s largest heavy truck manufacturers in product liability cases for many years. Our experience dates back to 1977. In representing 18 wheeler truck manufacturers for decades, our partners have investigated and developed the facts and technical issues in every imaginable type of 18 wheeler truck accident, involving every imaginable type of injury that can occur in such accidents. Our partners have proven experience in developing the evidence necessary to prevail in these cases, including having deposed and cross-examined 18 wheeler truck drivers and occupants, eye-witnesses, medical experts, police officers, and other 18 wheeler accident experts. We are able to quickly assemble a team of first-rate experts in the fields of medicine, accident reconstruction, biomechanics, vehicle use and maintenance, and operator compliance with federal regulations, and we use their experience combined with our own to develop successful strategies and evidence necessary to best present our client’s position at trial. Click on this link @ https://laredotruckaccidentlawyer.com

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